They contribute to the dispersal of industries and the development of backward areas. Development banks have a unique importance in the development process of a country. In fact, they are a catalytic agent for development. We enumerate their role as active energies of growth. (a) As an initiator: Development banks play a role as a “supply leader” (in anticipation of future demand), for example in technology transfer, strategic industries, environmental issues, etc. (b) As a builder of institutions: Development banks help develop new methodologies and systems to raise capital and increase investments through non-traditional areas such as large project financing through Build-Operate and Transfer/Lease/Own (BOT, BOL, BOO), bonds , microfinance, etc.(c) As a catalyst: Development banks take a leading role in creating new financial packages with the involvement of commercial banks and other financial institutions such as loan syndication for large projects, guarantee schemes for industrial sectors in start-up phase, etc.(d) As a development advocate: These banks also help in promoting "development business" such as job creation, national resource mobilization, rural development, urban renewal, etc. .(e) As a latest generation bank