As foreclosure becomes a major problem in America, people are looking for a way to save their homes without completely losing everything. Owning a home with a white picket fence is the American dream, but in recent years it has increasingly become a nightmare. One way to solve the foreclosure problem would be to use Social Security as a means to help pay off the accrued debt. Social Security is established to help Americans when they retire and also to help them in problematic situations such as disability insurance, veterans insurance, food stamps, unemployment insurance, and other forms of welfare. The government could use the Social Security Fund as a way to help people get out of debt and help save their homes from foreclosure. A plan that uses Social Security money to help people get out of debt could be set up as a loan with a low interest rate attached. This loan might have a form of collateral attached in order to create a program where people don't just take money without liability and understand the value that the money given brings. To determine the amount of money people would receive, a figure could be estimated based on their current job and how much they are estimated to receive from Social Security when they reach retirement age. This sum of money would equal the loan amount to repay the debt. Essentially, people would put their money away for Social Security, but eventually pay it back. Ideally when they retire they would not have lost any of their Social Security money. Loans should only be used to pay off one's home debt, and if used for something else, such as car payments, or are not paid off, the person will receive less money than before. .....just as welfare helped people during the Great Depression, this new plan could help people during this extreme recession. It is very important to keep people in their homes and not on the streets and with the help of our government and with each individual taking responsibility for their actions, the number of people at risk of foreclosure can decrease. Every American wants to know they have a place to come home to and call their own. For many people, having their home foreclosed was something they never thought would happen, and it's easy to say what would have been done to prevent it. As Americans we need to stop blaming and look at what has happened to the housing market and start planning ways to fix this situation. Our country should take advantage of the resources we have in the present and create a plan to ensure every person is taken care of in the future..