IntroductionGlobalization and financial liberalization have contributed to making the world a global village. Especially in the 21st century, science and technology have advanced allowing multinational and national banks to carry out necessary transactions more quickly and efficiently. Furthermore, banks, companies and even countries easily borrow money from other nations at reasonable interest rates and vice versa. Globalization and financial liberalization link the economies of different countries and regions together, so an economic problem in one country can lead to a spillover effect in other countries if it is not reduced. For example, when Greece's economy was in tatters in 2013, this would have had a spillover effect across Europe as they use the same currency and their economies are directly linked to each other in various ways, so the E.U. he had to save Greece. borrowing more money. However, despite the highly favorable views that most academics and international development organizations have on the process of globalization and financial liberalization and its impact on developing countries, and despite the strong support of derived empirical evidence since integration with the In the global economy, criticism of globalization and financial liberalization continues. An online debate on “Globalization and Poverty” organized by the World Bank in mid-2000 echoed the strong and often very aggressive anti-globalization protests in Seattle, Washington, and Prague; almost all participants in the debate highlighted the negative impact of the globalization process on the distribution of income and wealth between countries and within countries. Most developing countries become… properly managed will enable national banks to be in a competitive position in the global market and a good example is the mergers and acquisitions of national banks in Nigeria which started in 2004. (9) The national banks become multinationals The future of national banks in developing countries is when they start having branches and centers in different countries after they have established a strong enough base in their country. A recent trend is what is happening in Nigeria today where some Nigerian banks have branches in Ghana namely Access Bank, United Bank for Africa, Zenith Bank, Stanbic Bank, Guarantee Trust Bank, Fidelity bank and so on. So this new trend will make national banks are more competitive in the global market because their customers travel and can easily find their branches or centers wherever they go.