The phrase "history repeats itself" is generally cited with a negative connotation; but why can't the positive decisions made in history also be repeated? If evil repeats itself, why not good? In the 1930s, when President Franklin Roosevelt took office after the Depression, he began to institute new programs under the name “New Deal.” These programs, nicknamed “Alphabet Soup,” helped create jobs, expand the American economy, and lift the country out of the despair it had fallen into. Once again, this country has fallen into despair. Many Americans find themselves jobless, homeless, and even struggling to live. Unemployment rates are skyrocketing, up to 15% in some states, foreclosure rates continue to increase daily as over 40 million Americans living in poverty (McCormally) cannot pay the mortgage on their homes. Once again, the United States is in a depression and we need to get out of it, and fast. To solve this foreclosure crisis, or at least pave the way for a better tomorrow, a renewed “New Deal” needs to be put in place. The biggest problem helping to cause the foreclosure crisis is that people don't have the money to pay their mortgage every month. As a society, we have moved from the days of paying with money to the days of paying with a shiny plastic card that actually has no significant value. This reliance on credit cards has sent us into a downward spiral, especially when unemployment is skyrocketing. When a house goes into foreclosure, no one wins. The family that lives in that house now has no home, and the bank that lent the family the money will now never see that money again. To solve this crisis we need money. Simply giving the money away doesn't solve the problem; people…half of paper…in a fast-paced society, you can use the skills you learn, teach money management skills, and create more jobs. From these you will earn money. This money will be split between what goes to the worker, as is the case now, and what goes to the mortgage company to help avoid foreclosure. With this “New, New Deal” the foreclosure crisis the United States is in right now can be stopped and reversed. It's true that history repeats itself, so let's learn from our past to protect our future. Works Cited McCormally, Kevin. “How your income stacks up.” Yahoo! Finance. December 23, 2009. Kiplinger.com, Web. December 31, 2009. "New Deal." Spiritus-Temporis. 2005. Spiritus Temporis, Web. 31 December 2009. .